If you are starting a business in California and plan to hire even one employee, then you are going to be required to have workers compensation insurance. We realize that this is an expense to your business, but it is one of the costs of operating in the state. It is important to understand the workers’ compensation laws of the state and how you will be affected by failing to provide coverage. There are also a few different ways to provide coverage.
At Sacks Law Group, APC, we specialize in helping employers through the legal issues concerning workers’ compensation insurance. If you think you may need a Los Angeles uninsured employers attorney, you can call us today.
The California Department of Industrial Relations Division of Workers’ Compensation goes over the types of coverage that are available, but they themselves do not provide coverage. There are a few options available to employers in California:
If you have workers compensation coverage, then in most cases an injured worker cannot bring a personal injury claim against you, regardless of who was at fault. That is one of the benefits of having insurance coverage.
However, if you do not have workers’ compensation insurance at the time a worker is injured, they will most likely be able to file a personal injury claim against the company. This can result in large settlements that are well above the amount of money it would have cost to have coverage in the first place.
All workers have a right to workers’ compensation coverage. This includes full time, part-time, seasonal, and temporary workers. It is vitally important that you, as an employer, understand all of the laws relating to workers’ compensation insurance. At Sacks Law Group, APC, we understand that operating a business is costly and that you look for ways to trim expenses when you can. If you do not have workers’ comp coverage, please know that you can face criminal charges, massive fines, and up to one year in jail.
When you need a Los Angeles uninsured employers attorney, you can contact us for a consultation by clicking here or calling 310-216-7778. Our knowledgeable and experienced team will work to ensure that you are treated fairly and can get back to your life and running your business.