Tips For Uninsured Employers

May 4, 2019

Starting your own business is challenging, but it does have its rewards. When you finally get the chance to reap the benefits of your business you will enjoy making your own time and making big decisions. However, California demands a lot from business owners. We know that business owners want to comply, but sometimes life gets in the way. Sometimes the business cannot provide the finances necessary for the owner to oblige to all the rules and regulations. For example, some employers are unable to find insurance for their employees. It is a business mistake that can be costly, but you have options.

Our Uninsured Workers’ Compensation Defense Attorneys at Sacks Law Group, APC are here to give you the best legal assistance. We believe in business owners and the value they bring to the economy. We also believe that sometimes people make choices that result in consequences. Don’t let the stress of an uninsured employer lawsuit ruin our dreams of continuing your business. With our Uninsured Workers’ Compensation Defense Attorneys by your side, we are committed to helping every step of the way.

Potential Consequences

In 2020, the workers’ compensation program will see its 110th year in the making. In 1911, Wisconsin was the first state to implement workers’ compensation laws into their legal system. Since then workers’ compensation programs have varied from state to state. Yet, each program has benefited both employer and employee.

California takes workers’ compensation programs very seriously. Any business with at least one employee is obligated to purchase workers’ compensation insurance according to Labor Code 3700. If an employer does not provide an insurance option can be fined up to $100,000. You may also have to up to several thousand per claim or employee. Depending on the severity of the claims, you could also face jail time. No one should go to jail or pay fines that will cripple your business.

Other consequences include closing your business, paying 10% more for workers’ compensation, and having to pay out for injuries that may not even be work-related. Employees are there to work for your business. If they are injured and discover that you do not have insurance, they will do all they can to get the most money from you. Because California perceives an uninsured employer as negligent, you may also be liable for injuries that aren’t even related to work.

Don’t Be Scared

Seeking help should be your first priority. No one can resolve cases like this on your own. You need attorneys with specific knowledge of workers’ compensation insurance and state laws to help you navigate through this situation. Thankfully our firm has been in business for over 30 years. You don’t stay in business for that long without proving a success. We believe in helping our fellow business owners because mistakes happen and you shouldn’t be penalized to the point of losing your life’s work. Call 310-216-7778 or click here to start a discussion with our professional attorneys at Sacks Law Group, APC in Los Angeles today.

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